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How the Autumn Budget Will Hit UK Motorists

A comprehensive analysis examining anticipated changes in the UK Autumn Budget affecting motorists, covering fuel duty, EV taxes, and insurance implications.

Nik Ellis22 November 2025
How the Autumn Budget Will Hit UK Motorists

This comprehensive analysis examines anticipated changes in the UK Autumn Budget affecting motorists, covering eight major areas.

Fuel Duty Increases

The temporary 5p-per-litre fuel duty cut introduced in 2022 is likely to be reversed, potentially pushing petrol above £1.42/litre and diesel toward £1.50/litre. For average drivers, this translates to approximately £80–£150 more per year on fuel alone.

EV Pay-Per-Mile Tax

A proposed 3p-per-mile charge for electric vehicles, starting from 2028, could dampen EV adoption despite these vehicles remaining cheaper to operate overall.

Insurance and Repair Implications

Higher fuel costs may influence vehicle maintenance patterns and repair decision-making, particularly around total-loss determinations. If running-cost advantages narrow due to new taxation, second-hand EV values may soften further.

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